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A Range of Accounts and Services to Fit Your Needs
Membership in Affinity begins with a savings account, but certainly doesn't stop there. We offer a wide array of deposit accounts, which boast impressive yields, and low or non-existent fees:
- Checking Accounts: At Affinity, these accounts have no fees, earn interest without a huge minimum balance, and offer you convenient around-the-clock access.
- Savings Accounts: Fee-free and high yielding, these popular accounts compound interest daily.
- Money Market Accounts: With multiple yield tiers, and no fees with a balance over $1000, our Money Manager account offers the perfect combination of liquidity and earnings.
- Certificate Accounts: The term of these accounts is fixed to any number of days you choose-from 30 days to 60 months, and the yields are impressive.
- Health Savings Accounts: Earn a high annual yield while you save for medical expenses with Affinity's tax-advantaged Health Savings Account.
- IRA Accounts: Save for retirement with your choice of IRA account options.
- Club Accounts: Automatic savings via payroll deductions make Club Accounts the ideal way to build savings quickly.
- Youth Accounts: Good financial habits start early, so Affinity has special programs for young children, teens, and college students.
- Savings Bonds: Easy to buy, savings bonds are secure, long-term investments that are also good for the United States of America.
Our members' funds are insured by the National Credit Union Administration (NCUA), a federal agency backed by the full faith and credit of the United States government. All savings are insured to a total of $100,000 per person (and more for joint and trust accounts). And Traditional and Roth IRA funds deposited in certificate or money manager accounts are insured up to $250,000 per person. Read more about savings insurance coverage.
Affinity deposit accounts also feature a rich selection of services, including:
- Debit/ATM Cards: The Affinity OneCard is part check, part VISA, and part ATM card.
- Home Banking: Manage your accounts with the click of a mouse. Affinity's advanced system is available to all members with Internet connections.
- 24-Hour Phone Access: Our AUDREY phone system lets you check on and manage your Affinity accounts any time of day or night, even if you don't have Internet access.
- Online Check Reordering: Order checks at your convenience with Affinity's streamlined check reordering process.
- Automated Payments: Affinity can help you pay bills without the hassles of checks, stamps, and envelopes.
- Direct Deposit and Payroll Deduction: The painless way to deposit your paycheck and build savings without having to lift a finger.
- Overdraft Protection: As an option, a powerful overdraft protection feature can be added to Affinity Checking.
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