Your Privacy is a priority to us.  We want you to understand how we safeguard the information we collect, and we encourage you to review our Privacy Statement below in detail. Affinity takes many steps to make your privacy a priority, including:

• Not selling personal information to third parties
• Partnering only with organizations that agree and adhere to our high privacy standards
• Maintaining strong security controls to protect your personal information
• Correcting inaccurate information you alert us to

To meet your financial needs, we do collect some non-public personal information about you. This includes information we receive about you on applications or other forms, such as your name, address, social security number, and income. It also includes transaction information such as your account balance and payment history. And finally, we get information from a consumer-reporting agency that helps us understand your credit worthiness and credit history.

We appreciate the confidence you have in Affinity and assure you that protecting member information is our highest priority.

Privacy Statement

At Affinity, we want you to be pleased with more than just the products and services we offer; we want you to be satisfied with your entire Affinity Experience. Your total satisfaction and trust is our ultimate goal. We recognize that one of the ways we retain your trust is to respect your privacy. To ensure this trust, we protect the information we retain through the many ways we serve you. To further protect your privacy, and in accordance with the Gramm-Leach-Bliley Act and other state and federal laws, we have adopted the following privacy statement:

At Affinity Federal Credit Union, we collect, retain, and use information about you so we can better serve your financial needs and maintain account relationships with you. To the extent permitted by law, this information is shared with the Credit Union's owned affiliates in accordance with strict internal standards and confidentiality policies. This allows us to provide you with products and services appropriate to your needs, such as our insurance, brokerage, leasing, and financial planning programs.

Information We Collect About You and Disclose to Others

We collect nonpublic personal information about you from the following sources:

• Information we receive about you on applications or other forms, such as your name, address, social security number and income;
• Information about your transactions with us, our affiliates, or others, such as your account balance and payment history; and,
• Information we receive from a consumer-reporting agency, such as your credit worthiness and credit history.

We do not disclose any nonpublic personal information about our members and former members to anyone, except as permitted by law.

Parties Who Receive Information From Us

In order that we may offer you competitive products and services, we may disclose all information we collect, as described above, to companies that perform services on our behalf, and to other financial services institutions with which we have joint marketing agreements. We may also disclose information about you under circumstances permitted by law. These disclosures typically include information to process transactions on your behalf, conduct our operations, respond to subpoenas, follow your instructions as you authorize, or to protect the security of our financial records.

In addition to sharing nonpublic personal information with our affiliates, we may disclose information to the following types of third parties:

• Financial service providers such as those that provide check processing, credit card, ATM and mortgage services; and
• Non-financial companies, such as consumer reporting agencies.

Affinity does not disclose any nonpublic personal information about our members to anyone, except as permitted by law and already outlined in this privacy statement.

Employee Controls We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information. We require our employees to sign confidentiality agreements to maintain the privacy of your information.

We have established and continually maintain security standards and procedures to help us protect you from unauthorized access to your confidential information, including through the Internet.

Contact Information

Your trust is important to us. If you have any questions regarding our privacy statement, contact us, or visit any branch. If you prefer, you may write to:

Compliance Officer
Affinity Federal Credit Union
Building 200
73 Mountain View Boulevard
P.O. Box 621
Basking Ridge, NJ 07920

Affinity Investment Services, LLC Privacy Policy

Affinity Investment Services, LLC will not sell your personal information to anyone. You may Opt-out of any of the following by checking any of the boxes below and sending to:

Compliance Officer
Affinity Investment Services, LLC
73 Mountain View Blvd.
Basking Ridge, NJ 07920

INFORMATION THAT WE COLLECT
We collect non-public, personal information about you from the following sources:

• Information from applications or other forms
• Information about your transaction with us, our affiliates or others
• Information from a consumer reporting agency

INFORMATION THAT WE DISCLOSE

	o	We may disclose the above-stated information to companies that perform marketing services on our behalf or to other financial institutions with which we have joint marketing agreements.
	•	Other than for performance of marketing services as stated above, we do not disclose any non-public, personal information about our customers or former customers to anyone, except as permitted by law

CATEGORIES OF PARTIES TO WHOM WE DISCLOSE
We may disclose non-public, personal information about you to the following types of third parties:

	o	Financial service providers, such as security broker-dealers, insurance agents and credit union affiliates.
	o	Non-financial companies such as software vendors that provide financial planning or aggregation tools.
	o	Others such as government agencies, courts, parties to lawsuits or regulators.

SECURITY
We restrict access to non-public, personal information about you to those employees who need to know that information to provide products and services to you.

We maintain physical, electronic, and procedural safeguards that comply with federal standard to guard your non-public, personal information.