Check fraud is on the rise - the use of counterfeit, stolen, or other forms of bad checks has become increasingly common, and many people are devastated by the results. The good news, however, is that losses from check fraud can be prevented.

The following list of questions can help you identify check fraud before making a deposit.

1. Did you receive this check from an internet sale such as a car, boat, jewelry, or furniture?
2. Is the amount of the check more than the selling price of the item?
3. Have you been instructed to wire or send any of the funds from this check to the buyer as soon as possible?
4. Did you receive this check from an individual you have communicated with via e-mail?
5. Is the check drawn on a business or individual different from the person buying your item or product?
6. Did you receive this check after you were informed that you were the winner in a lottery that you did not enter?
7. Have you received this check to assist in the distribution of money from another country?

If you can answer "YES" to any of these questions, please contact our Member Service Center immediately. Once we are aware of possible fraud, we can determine if the check is legitimate - before any property or funds are lost.