Identity theft, phishing, and other forms of fraud are all on the rise. The good news, however, is that Affinity is responding. We're going to great lengths to help protect our members from these crimes, and are offering the best resolution services available in case it should ever happen to you.

If you feel you have been a victim of any type fraud, please contact our Member Service Center immediately at 800-325-0808. If your Affinity OneCard, ATM card, or credit card has been lost or stolen, you may also report it online.

Stay informed about the latest scams that may affect you by checking our Fraud Alerts, or click here to learn more about other ID theft threats around the country.

Affinity is proud to be the first financial institution in the state of New Jersey to offer comprehensive Identity Theft coverage to all of its Members for FREE! We have partnered with Identity Theft 911™, the nation's leading provider of identity theft information and resolution services. Now, every Affinity Member has access to:

Get the Facts!
Learn more about identity theft and fraud, and how best to protect yourself:
• Avoiding ID Theft
• If You're A Victim
• ID Theft FAQ
• Threat Alerts
• Articles & Interviews
• Facts & Resources
• A personal advocate who works with you one-on-one until the crisis has been resolved
• Systematic notification of agencies, businesses, and institutions
• Comprehensive case file creation for insurance and police
• Preparation of all needed documents
• Comprehensive 3-in-1 credit report
• Threat alerts and consumer education
• One year of credit monitoring and fraud monitoring
• ...and more! Learn about identity theft resolution today.

In addition to this coverage, we have an extensive library of information and resources that can help you to protect yourself from identity theft.

• Phishing: Phishing occurs when a scammer uses the internet to deceive individuals and cause them to unwittingly surrender personal financial data like account numbers and passwords. Emails and counterfeit websites might look official, but really they're just another means that criminals use to steal your identity and take over your accounts.

  Affinity does not send emails asking for your Member number or any other sensitive information. Any message you receive asking for this sort of information is likely to be false. The best way to defend against phishing scams is to stay alert, and to stay informed so that you don't get hooked!

• Check Fraud: Using counterfeit, stolen and other bad checks has also become more and more common these days. Learn more about what you can do to protect yourself and prevent losses from check fraud.

• Verified by Visa & MasterCard SecureCode: One of the best ways to protect your Affinity credit cards when shopping online is to sign up for Verified by Visa or MasterCard SecureCode®, programs that require the use of a personal password for all online purchases.
• OnGuard OnLine: Visit OnGuard OnLine for more information, practical advice, and ideas from the federal government that will help you to secure your personal information in the virtual world. Learn about spyware and other scams, as well as what you can do to keep your online identity safe.

If you suspect that you are a victim of identity theft or other forms of fraud, the first and best step you can take towards resolution is to contact our Member Service Center immediately at 800-325-0808. If your Affinity OneCard, ATM card, or credit card has been lost or stolen, you may also report it online.