Affinity Federal Credit Union


	Why Join Affinity?		Maybe you've seen one of our great offers. Perhaps you've heard a friend or co-worker talking about how much they love Affinity. Possibly you've seen one of our branches. If you're still trying to decide if you should join, here are a few reasons to apply now and become a member!
	The Affinity Experience		Affinity's Competitive Rates One difference between banks and credit unions is that credit unions return their dividends to members, not stockholders. Because Affinity is a not-for-profit, federally insured financial institution, we typically offer higher deposit rates & lower lending rates than other financial institutions! View our latest rates and compare. Above all else, what makes Affinity special is the service. We really take the time to listen, learn about your situation and help you make a plan to achieve your goals. And we have the tools to get you there! Access your accounts anytime, anywhere with Internet Home Banking. Check balances, pay bills online for FREE, get your statements, even make online deposits - all from the comfort of your home. Extensive shared branching and ATM networks that let you perform transactions from just about anywhere. Comprehensive Identity Theft resolution services for every member for free - the first program of it's kind in New Jersey. Flexible, diverse loan programs to help you get what you want. Credit card programs with great benefits and a competitive everyday rate. The easiest car buying experience you've ever had with the Auto Resource Center. Outstanding high yield certificate and money market accounts. Real estate loans made simple, with the Stress Free Mortgage and Equity Express. Strategic investment advice from licensed financial advisors, to help you reach your goals.¹ ...and much, much more!
	Who is Eligible?		Membership at Affinity is available to the employees of our Participating Organizations, their immediate family members and their household members. Most businesses and organizations are eligible to become a participating organization. Are you age 55 or older living in Bergen, Mercer, Middlesex, Monmouth, Morris, Ocean, Passaic, Somerset or Union County, New Jersey? If the answer is yes, you are eligible to join the Affinity Retirement Association, a participating organization created to serve area retirees. When you join the Affinity Retirement Association you automatically become an Affinity Member!
	Ready to Join?		Joining is easy. Simply complete our membership application, and you'll be on your way to becoming a member. You can also visit any of our branch locations, or call our Member Service Center to get started!
			¹ Securities offered by Affinity Investment Services, LLC, 73 Mountain View Boulevard, Basking Ridge, NJ 07920, member FINRA/SIPC. Investments offered by Affinity Investment Services are not deposits or obligations of Affinity Federal Credit Union. They are NOT NCUA INSURED and NOTGUARANTEED by Affinity Federal Credit Union or any governmental agency and are subject to INVESTMENT RISK, including LOSS of PRINCIPAL. Investments may lose value. Affinity Investment Services, LLC is a wholly owned subsidiary of Affinity Federal Credit Union.

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NCUA: Your savings Federally insured to at least $100,000 and backed by the full faith and credit of the United States Government.

Your savings Federally insured to at least $100,000 and backed by
the full faith and credit of the United States Government. National
Credit Union Administration, a US Government Agency.