Affinity Federal Credit Union
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Loans

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Whether you need money for debt consolidation, a business, an education, or for any purpose at all, Affinity can help. We offer a wide variety of loans with great rates and flexible repayment schedules, and we work hard to make the application process simple.

Auto Loans

Real Estate Loans

  • Mortgage: Got your eye on some property? Affinity has great stress-free mortgage options and a ton of resources to help you make property purchases - anywhere in the 50 states!
  • Home Equity: Homeowners can borrow or establish a line of credit for any purpose.
  • Refinance: Take advantage of low rates and save over the life of your mortgage.

Credit Cards

College Planning & Financing

  • Education Resource Center: Is college planning and financing years away or just around the corner? No matter what your timeline is, Affinity has a great new resource for students and parents: Affinity's Education Resource Center.

Personal Loans

  • Personal Loan: Available for just about anything, our personal loans offer competitive rates and a repayment schedule tailored to fit your needs. Terms up to 48 months.

Lines of Credit

  • PrivateLine Overdraft Protection: Affinity's PrivateLine is a line of credit that protects you from overdrawing your Affinity Checking account.
  • Stock Secured Line of Credit: Your stock portfolio is an asset! Our stock loans allow you to borrow against the market value of any stock you own listed on the New York, NASDAQ, or American Stock Exchanges. We offer pre-approved line of credit good for up to 50% of the market value of your stock, offering low interest rates and the convenience of repaying only what you spend, when you spend it.

Secured Loans

  • Share Secured Loan: If you have a savings account or certificate account but need some extra cash, you can borrow against the account.
  • Stock Secured Loan: Our stock loans allow you to borrow against the market value of any stock you own listed on the New York, NASDAQ, or American Stock Exchanges. Get a loan of up to 50% of your stock's market value, with a fixed repayment schedule.

Other Loans

  • Debt Consolidation Loan: A Debt Consolidation loan can be a convenient way to consolidate monthly payments so you don't have to waste time and money juggling high-rate or multiple debts.
  • Boat/RV Loan: We offer these loans for up to 100% financing, for that special boat or RV you've had your eye on!

 

Budget Help

If you are having problems managing debt, or if you would like to talk with a professional about your credit situation, our confidential Budget & Score Enhancement Service can help.

 

Get Started

To find out more about loan offerings, follow the links above, contact our Member Service Center at 800-325-0808, or stop by any branch location.

To apply online, log in to Internet Home Banking, visit the Applications & Forms section, and click on "Loans" under the Secured Online Applications.

 

Loans Section
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Equal Housing LenderNCUA: Your savings Federally insured to at least $100,000 and backed by the full faith and credit of the United States Government.
Your savings Federally insured to at least $100,000 and backed by
the full faith and credit of the United States Government. National
Credit Union Administration, a US Government Agency.