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Join Affinity
The Affinity Difference
Affinity Federal Credit Union is a member-owned, not-for-profit, full-service financial institution offering superior financial services. Our profits go back to our members in the form of great rates, fewer fees, and more services - unlike banks, we put our members' best interests first.- Not-for-profit financial institution
- Owned by members and led by a volunteer Board of Directors
- Full range of products and services
- Better rates on savings and loans
- Lower fees
- No hidden fees
- Free checking with dividends
- Free financial guidance and member education
- Accounts are federally insured up to $250,000 by the National Credit Union Administration (NCUA)
Why Affinity is the Better Choice
Since 1935, Affinity Federal Credit Union has been a source of financial strength for its membership. With assets in excess of $1.9 billion, we offer a full range of financial services. But more than that, we're a community where value and real help are guaranteed. Here, you can expect a different kind of banking relationship. Because this isn't a bank. This is Affinity.- Free checking and savings accounts with dividends
- Free Online Banking with free Online Bill Pay, Online Deposit, and much more
- Credit and debit cards with no hidden fees
- Home and auto loans
- Personal loans and lines
- Retirement planning and investing
- Education planning and investing
- Investment and insurance services
- Business solutions
- Free Resource Centers for education, investing, autos, and more
- Free financial coaching
- Free loan health checkups
- Free help with finding, buying, or selling a car
- 15 branches throughout New Jersey
- Over 4,100 shared banking locations
- Over 65,000 surcharge-free ATMs
Step 1: Eligibility
Step 2: 4 Easy Ways to Apply
Step 3: After You Join
Membership at Affinity is available to the employees of participating businesses, as well as immediate family or household members. And, membership is also available to most everyone by joining a participating association or club. We have over 2,000 businesses, associations, and clubs that make up the organizations that are part of the Affinity family.
PARTICIPATING ORGANIZATIONS
ONLINE - Apply Now
BY MAIL - Download Application
IN BRANCH - Find a Location
BY PHONE - Call 800.325.0808
It's easy to switch to Affinity. We've made it simple to start direct deposit of your paycheck, as well as switch your bank accounts, online payees, and any other automatic deposits such as Social Security, retirement pension, etc.
DOWNLOAD SWITCH KIT
Affinity & Your Business
Business Membership
Whether you're starting a new venture or are well established, Affinity has the right products and services for each stage of your business. As a business member, you will benefit from Affinity's array of products and services as well as additional resources to help grow and expand your business:- Business checking & savings
- Unique online services & solutions
- Expert counseling from subject matter experts
- Business & professional development seminars
- A full array of loan products
- Business insurance plan reviews
- 401(k) & investment plans for you & your employees1
Learn more about the advantages of an Affinity Business Membership and the required supporting business documents you need to apply!
Get Started
Contact an Affinity Business Specialist for more information and advice, or download an application today.Enhancing Your Benefits Package
By offering credit union membership to your employees, you will immediately enhance your existing benefits package - which can be the key difference in increasing employee retention and satisfaction.- Employees can take advantage of Affinity products & services
- Free on-site financial seminars
- On-site ATM or branch placement
- Corporate 401(k) management services1
- Group health benefits & insurance plans
- High-yielding health savings accounts
Get Started
Stop by one of our branch locations to speak with a representative, or contact us directly.
1 Affinity Investment Services Financial Advisors are Registered Representatives of INVEST Financial Corporation, member FINRA/SIPC. INVEST and its affiliated insurance agencies offer securities, advisory services and certain insurance products. INVEST is not affiliated with Affinity Federal Credit Union, Affinity Investment Services, or other entities named. Products offered are: • Not insured by the NCUA • not a deposit or other obligation of or guaranteed by any credit union • subject to risks including the possible loss of principal amount invested.
This website may contain concepts that have legal, accounting and tax implications. It is not intended to provide legal, accounting, or tax advice. You may wish to consult an attorney, tax advisor, or accountant regarding your specific situation. No representations are made as to the accuracy of the information contained herein or any information contained in any link provided herein.
INVEST Financial Corporation's Privacy Policy
Important Consumer Information:
This site is for informational purposes only and is not intended to be a solicitation or offering of any security and;
1. Representatives of a broker-dealer ("BD") or investment advisor ("IA") may only conduct business in a state if the representatives and the BD or IA they represent (a) satisfy the qualification requirements of, and are approved to do business by, the state; or (b) are excluded or exempted from the state's licensure requirements.
2. Representatives of a BD or IA are deemed to conduct business in a state to the extent that they provide individualized responses to investor inquiries that involve (a) affecting, or attempting to affect, transactions in securities; or (b) rendering personalized investment advice for compensation.
