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Affinity Products & Services
Online Banking via Internet or Phone
Affinity's extensive Online Banking services include phone and Internet access to put members' accounts securely at their fingertips 24/7. Members can manage their finances quickly, easily and securely - check balances, pay bills, transfer funds, apply for a loan, and more. Affinity is one of only a few financial institutions to offer its members the ability to deposit checks online with our Online Deposit service. Using Online Deposit, a member can deposit up to $3,000 online and access the funds on the next business day.
Convenient Account Access
Affinity offers 18 branches, 50,000 surcharge-free ATMs and 4,100 shared branching locations where members can do business as if they were at an Affinity branch.
Auto Resource Center
Affinity gives members a hassle-free automotive experience, whether it's helping to negotiate the best price on a new or used car, advice on maintenance or repairs, or helping to find the financing that fits their budget.
Loans for Every Need
Our loans offer competitive rates and flexibility to meet members' needs. Our loan portfolio covers auto, real estate, education, credit card, personal and business.
Investment Planning
Affinity Investment Services offers customized financial products and advisory services to help members develop sound strategies to meet their goals.1
Retirement Strategies
Affinity's Financial Advisors help members anticipate life changes that have the potential to impact a financial strategy, and can develop a suitable investment portfolio to meet members' goals.
Insurance Portfolio
From life and health, to business and homeowner's insurance, Affinity offers comprehensive insurance products from top providers at competitive rates.
Business Solutions
Affinity Business Solutions offers a full and flexible range of products and services customized to meet the challenging needs of small businesses and their owners.
Budget and Score Enhancement Service (BASES)
The BASES program offers free one-on-one coaching on how to improve your credit score and manage your budget.
Identity Theft 911
Affinity was the first financial institution in New Jersey to offer free comprehensive identity theft resolution services to all of its members. Through Identity Theft 911, members who think their identity may have been compromised or stolen have free access to a personal advocate to work with them one-on-one through the steps needed to resolve the situation - including comprehensive case file creation for insurance and police, preparation of all necessary documents, and more.
Checking & Savings Accounts
- Checking & Savings Accounts offer competitive yields. There are no monthly maintenance fees and no per-check charges. Minimum balance requirements range from zero to $5.00.
- Money Manager Accounts have a tiered yield. The higher the balance, the higher the yield. There are no monthly maintenance fees on balances over $1,000.
- Health Savings Accounts (HSA) are tax-advantaged medical savings accounts with a higher annual yield and zero fees.
- Certificate Accounts offer a higher yield with a fixed term from 30 days to 60 months.
- Club Accounts empower members to build savings quickly for any purpose with automatic payroll deductions.
- Youth Accounts help children and teens learn to manage money. Three different accounts, tailored to the child's age, are available.
1. Securities offered by Affinity Investment Services, LLC, 73 Mountain View Boulevard, Basking Ridge, NJ 07920, member FINRA/SIPC. Investments offered by Affinity Investment Services are not deposits or obligations of Affinity Federal Credit Union. They are NOT NCUA INSURED and NOT GUARANTEED by Affinity Federal Credit Union or any governmental agency and are subject to INVESTMENT RISK, including LOSS of PRINCIPAL. Investments may lose value. Affinity Investment Services, LLC is a wholly owned subsidiary of Affinity Federal Credit Union. Business Continuity Disclosure Statement.
