BASES

Budget and Score Enhancement Service (BASES)

When you feel like the bills are piling up and you're having a hard time handling them, let us help you get your finances under control. We understand these financial issues and can help you figure out a manageable plan to put you back on your feet.

When it comes to your money, the more you know, the more you grow.

Start your education here.

Debt in Focus is free and anonymous - simply answer a few questions about your income and current debts, and a financial analysis will provide information to help you put your Debt in Focus.

Contact BASES

Once your debt analysis is done, contact a BASES Coach for further financial guidance. Our BASES Coaches can provide you with additional information about your budget and credit.

Affinity Can Help

Our BASES Coaches offer free one-on-one, unlimited counseling to members to review and explain your credit report information in detail. Members are given instructions on how to correct erroneous information, negotiate with creditors, and prepare for getting future loans. This service also gives members a spending analysis to help you prepare a household budget.

Some signs that you may be in a dangerous credit situation may include:

• Fewer assets that are free of loans against them
• Lifestyle changes including employment, salary, residence and spending habits
• Frequent use of credit cards
• Maximized limits on many different credit cards
• Use of one credit card to pay another

Financial Software

Track your income and expenses, know exactly where your money is going, and build a better budget! Affinity is happy to offer some of the best financial software packages available at great discounts. Learn more today!

Get Started

If you are experiencing any of these signs, contact a coach online or call our hotline at 800-325-0808 ext. 3753 to discuss your credit situation and receive expert guidance that can help you withstand the pressures of today's unstable economy.

To receive budget and credit counseling after business hours, please contact our BALANCE Team at 888-456-2227. BALANCE is available until 11 p.m. Monday through Thursday; Friday and Saturday until 8 p.m., Eastern Standard Time.

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