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Education Line of Credit
Apply for a low-interest Student Visa® Credit Card and get your education expenses reimbursed quickly3 without submitting receipts. Learn more and open a Student Visa® Card today!
Use These Calculators
- What will it take to save for a college education?
- How much should I budget for college living expenses?
- Is a meal plan a good deal?
Whether you need help paying for college or graduate school tuition or just need to cover the gap between financial aid and your actual out-of-pocket costs, Affinity's Education Line of Credit can help meet your individual needs.
This education line of credit is the smart way to pay for:
- Tuition
- Room & board
- Books & supplies
- New computer
- And much more!
With an Affinity Education Line of Credit, you can choose to make payments right away or take advantage of the convenient deferred payment option that allows you to begin payments 6 months after the anticipated date of your graduation or 60 months, whichever comes first.
Additional Facts about the Affinity Education Line of Credit:
- Low rate of 4.00% variable APR1
- No application fees and the annual re-application process is easy
- FAFSA not required
- No collateral required
- Terms up to 10 years available
- Convenient deferred payment option
- Borrow up to the full cost of college, including additional expenses above tuition2
- Parents or students can apply (co-signer may be required)
- Education expenses can get reimbursed quickly if you use an Affinity Student Visa® Credit Card
Apply for an Education Line of Credit today!
There are three easy ways to apply:- Online: Log in to Online Banking and fill out an application
- In a Branch: Visit any Affinity branch to fill out an application in person
- By Phone: Call our Member Service Center at 800.325.0808
Eligibility/Details:
- Student can apply with a co-signer
- Parent may apply for the student
- Student applicant must be an Affinity Member
- Subject to credit approval of co-signer (where applicable)
- Loan amount granted is based upon full amount of tuition and expenses2
- Maximum term is 10 years
Be sure to visit our College Planning Center for everything you'll need to know about planning for and financing higher education.
1APR= Annual Percentage Rate. APR subject to change at any time without notice. Rates quoted are lowest rates for qualified applicants. Rates available to Affinity Members only. Quoted rate includes 0.25% APR reduction for automatic payments from your Affinity account, unless this drops the rate to below 4.00% APR. Minimum rate is 4.00% APR. Annual Percentage Rate may vary. Rate quoted, inclusive of 0.25% APR reduction, is applicable only if all loan payments are made via automatic payments. Term restrictions may apply based on underwriting criteria.
2A maximum loan amount may apply, if borrower qualifies. Payments begin 6 months after anticipated date of graduation or 60 months after loan inception, whichever comes first.
3Reimbursements for approved education-related expenses are made directly to the Visa® account. Download Affinity's Education Expense Guidelines for full details.
