Affinity Federal Credit Union - Loans :: Auto Resource Center

Home > Loans > Auto Resource Center > Auto Loans & Leases

Auto Loans & Leases

Affinity has a wide variety of financing options to meet your individual needs. Loan or lease, we'll find the payment option that's right for you. Whether you're looking at a new or used car, or you just want to lower your current payments we can help tailor your auto loan or lease to your budget!¹

Extended loan terms
Flexible lease terms
Balloon note financing

Check our current Auto Loan rates.

Contact a LugNutz Advisor at 800-325-0808 today and let one of our Advisors steer you in the right direction.

Special programs

We've put our resources to work finding ways to save you money. Check back here often to see new deals!

	Description
Green Auto Loan	Affinity offers a discount on loans for environmentally friendly autos. You can save 0.25% APR² on your auto loan when you finance an auto that meets the following criteria: EPA SmartWay Certified, receiving a score of 6 or better for Air Pollution and Greenhouse Gas, and a total score of at least 13. Age of car is less than five years Odometer must read less than 75,000 miles Visit the U.S. Environmental Protection Agency's Green Vehicle Guide to see if your auto qualifies. Affinity Green Autos Do More! Your Green Auto Loan will allow a tree to be planted in a National Forest, through Arbor Day Foundation!	Contact a LugNutz Advisor Apply Now - Log In to Online Banking
Auto Loyalty	If you've previously leased or purchased a vehicle through Affinity, take advantage of our Auto Loyalty Program³: No security deposit on leases An additional $.02 off per mile on lease mileage charges 0.25% off Affinity's already low rates on leases and loans	Contact a LugNutz Advisor Apply Now - Log In to Online Banking
Auto Graduate	College students and recent graduates - we can help put you in the driver's seat with our Auto Graduate⁴ program: First monthly payment is FREE up to $300 on any auto loan or lease Automatic payment deduction from your Affinity account Affordable lease specials Flexible lease or loan terms to fit your needs Great deals on previously leased vehicles from CUCarzone.com	Contact a LugNutz Advisor Apply Now - Log In to Online Banking
Extended Warranties	Extended warranty coverage provides protection for your new or used vehicle.⁵ Get up to 5 days of auto rental, $30/day with a max of $150 (longer if there are parts delays on major parts only) Also get travel benefits up to 5 days, $75/day with a max of $375 Emergency roadside assistance up to $50/occurrence Reimbursement up to $4,000 Receive 0.25% off Affinity's already low rates on leases and loans And much more! Check out Interstate's Auto Guard program for more information.	Contact a LugNutz Advisor
Vehicle History Reports	Buy a used car with confidence - get a CARFAX® vehicle history report. Get the knowledge you need to make a smart used vehicle purchase.

1 Some restrictions may apply. Click here for rates, disclosures, terms and conditions.
2 Some restrictions may apply. APR = annual percentage rate.
3 Auto Loyalty Program available on additional lease or loan in household, where prior lease or loan activity has occurred within the past twenty-four (24) months. Mileage discount applies to each mile over the prevailing mileage limit.
4 Auto Graduate Program available to first-time buyers who are college students and recent graduates of two years or less. First monthly payment of up to $300 will be rebated into your Affinity savings account. Minimum loan or lease amount is $10,000. If loan is paid off before you make twenty-four (24) monthly loan or lease payments you will be required to repay the $300. Limit one per active loan per member.
5 Some exclusions may apply.