Affinity Federal Credit Union
800-325-0808

Real Estate

Home Loans

Whether you are buying a home or refinancing, Affinity offers fixed-rate, adjustable rate and jumbo mortgages for properties in all 50 states, with competitive rates and an easy application process.

Save an Average of $2,862 on Closing Costs2

With Affinity you can count on low rates and huge savings, including:

  • No lender fee
  • No rate lock fee
  • No origination fee
  • No processing/underwriting fee
  • No document preparation fee
  • Loan Options: To us, the right mortgage has to work for you in the short and the long term. Affinity offers fixed-rate and adjustable loans for your unique needs.
  • Rates: We offer competitive rates with no points! Get a custom rate quote to find out your rate and payment.
  • Service: Affinity’s dedication to service makes everything easier. Whether you have a question the day before your closing or at some point in the years to come, you can count on us to be there. Contact a Home Finance Consultant today!
Get Started - Apply Now

 

Home Equity Loans & Lines

Whether you are looking to make home improvements, buy a car, or simply want to be prepared for unexpected expenses, the equity in your home could be the key. Affinity has home equity loan and home equity line of credit products that give you the flexibility you need when you need it most.

Get Started - Apply Now

 

1 Rates and terms quoted may change without notice. Actual rates and terms offered are based on individual credit, amount of loan, and loan to home value ratio. Other mortgage programs are available. Based on a home loan amount of $200,000, payments on the 10 year Fixed Rate Mortgage are $1,966.03 at 3.418% APR for 120 months. Payments on the 5/1/30 ARM (Adjustable Rate Mortgage) are $816.48 based on 2.848% APR for the first 60 months, subsequent payments may go up or down based on the variable Annual Percentage Rate (APR) which adjusts annually following the first fixed period. Actual monthly payments may be higher based on tax and insurance payments held in escrow and mortgage insurance payments, if required.

2 Savings is based on a comparison of Affinity's closing costs and the average closing costs on a loan amount of $200,000 for a mortgage for a home purchase in NJ as reported by Bankrate.com's 2010 Mortgage Closing Costs study.


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NCUAEqual Housing Lender   Affinity Federal Credit Union NMLS No: 463935
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