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Special 0.25% Rate Reduction on 5/1/30 and 3/1/30 ARMs
If you are purchasing a home, you can get an additional 0.25% reduction on the rates of our 5/1/30 & 3/1/30 ARMs.3
If you are purchasing a home, you can get an additional 0.25% reduction on the rates of our 5/1/30 & 3/1/30 ARMs.3
Low fees mean you save at closing.
Since we return profits to members through lower rates and fees, our closing costs are typically much less than those of other financial institutions. We bet you could put those savings to good use.
Since we return profits to members through lower rates and fees, our closing costs are typically much less than those of other financial institutions. We bet you could put those savings to good use.
No Initial Rate Lock Fee
Lock in your rate when you apply, or float your rate until you close - the choice is yours!4
Lock in your rate when you apply, or float your rate until you close - the choice is yours!4
Loans Available Nationwide
Did you know that our real estate loans are available for properties in all 50 states? We can help you - and your relatives - with vacation homes, additional residences, rental properties...anywhere in the nation!
Did you know that our real estate loans are available for properties in all 50 states? We can help you - and your relatives - with vacation homes, additional residences, rental properties...anywhere in the nation!
You're a member, so we literally treat you like family.
Those aren't just empty words. 98% of your fellow members with Affinity home loans would recommend us to their friends & family.
Those aren't just empty words. 98% of your fellow members with Affinity home loans would recommend us to their friends & family.
1 Savings include $300 application fee refunded at closing. Comparison based on closing costs displayed on the websites of 6 local and national banks as of 3/24/10 for a $250,000 30-year fixed rate loan with 20% down-payment.
2 Rates and terms quoted may change without notice. Actual rates and terms offered are based on individual credit approval and property type. Other mortgage programs are available. Based on a home loan amount of $200,000, payments on the 30 year Fixed Rate Mortgage are $1,028.28 at 4.644% APR for 360 months. Payments on the 5/1/30 ARM are $912.10 based on 3.318% APR for the first 60 months, subsequent payments may go up or down based on the variable Annual Percentage Rate (APR) which adjusts annually following the first fixed period. Actual monthly payments may be higher based on tax and insurance payments held in escrow and mortgage insurance payments, if required.
3 0.25% APR discount applicable to 5/1/30 ARM and 3/1/30 ARM mortgage loans originated for the purpose of a home purchase only. Rate and discount subject to change without notice.
4 After you complete and submit your application, an Affinity Home Finance Consultant will contact you to discuss the loan options available to you and the applicable rates and fees. After your loan is reviewed with you, you can elect to lock-in the interest rate quoted in your loan commitment at that time OR or allow it to "float" - which means the rate will rise and fall with market conditions. If you allow your rate to float, you can lock-in anytime during the processing of your loan or have Affinity automatically lock-in the available rate seven (7) business days prior to your loan closing. No matter when you first lock-in your rate, you will not pay a lock-in fee for that initial lock-in.
