3. Late Breaking News
4. Watch Out for These Tax Traps
   Avoid handing over too much of your hard-earned money to Uncle Sam.
6. Bust the Midwinter Blues
   We offer solutions to a few of the more common post-holiday financial frustrations.
7. Branch Spotlight: Edison Branch
   Outreach programs foster community spirit.
7. We Are Here, There and Everywhere!
   Our shared branching network gives you access to a branch almost everywhere.
8. When It Rains, It Pours
   How umbrella insurance can help close the coverage gap when other insurance is not enough.
9. How a Financial Plan Can Take You from Dreaming to Doing
   If your finances are in a state of confusion or trouble, take a lesson from TV's heroes - make a plan and act on it.
10. Should You Take Your Business to the Cloud?
    The buzz about the cloud is indisputable, but does hitching your business to cloud computing make solid business sense?
11. Business Member Spotlight
    Introduce yourself to five member companies.
12. Welcome New Businesses
    Thank you for choosing Affinity.
13. 6 Frugal (and Fun!) Date Ideas
    These creative date ideas may spark a smile.

Fall 2011

• The Truth about Debt: The Good, the Bad and the Ugly
• Is Prepaid Plastic Really Fantastic?
• Position Your Investments for a Bumpy Market Ride
• Think Smart When Choosing a Credit Card
• Thinking of Changing Jobs? Make Sure You’re Prepared
• 6 Must-Know Strategies for Tax Savings

Summer 2011

• Child Off to College? Checklist for Packing Money Management Essentials
• Car-buying Basics: Buy or Lease? We help break down the pros and cons of leasing.
• On-the-Go Services: Save Time While Staying on Top of Your Finances
• How to Hit the Bull’s-eye with Your Investments
• 6 Steps to Making It on One Income: Learn key steps for making a one-income household work.

Spring 2011

• Is a New Home on Your Horizon? 2011 is a great time to buy a home.
• How to Make Next Year's Tax Time as Easy as A-B-C
• Q & A: Help! How Do We Pay for College? Find solutions for a variety of college savings situations.
• How to Boost Retirement Savings in 10 Steps
• Kick Your Bad Money Habits: And establish good ones!

Winter 2011

• Demystifying Estate Planning: Five common myths debunked
• An Easy Money-Saving Tip for 2011: Refinance your auto loan
• Moving from Me, LLC to We, Inc.: Talking money matters before the wedding
• The 5-Minute IRA Primer: Your biggest tax mistake for 2011? Not funding your IRA for 2010
• Tips On Tidying Up Your Finances: A handy tear-out guide

Fall 2010

• Member Community Spotlight: Welcome Rutgers Students and Alumni!
• Empty Nesters: Year-end Guide to Managing Money
• College Survival Tips: Easy Ways to Stretch a Dollar
• Promoting Your Buinsess: It's Easy As 1 2 3
• 10 Timeless Rules of Investing: A tear-out guide to investing for long-term growth

Summer 2010

• Member Community Spotlight: Letters to the editor, member news
• Don't Forget to Pack the Savings: Secrets to a more affordable vacation
• Go With the Flow: Five BIG tips to help your business cash flow
• 0% Financing: A deal for some - A fairy tale for others
• Record Retention Guidelines: A tear-out guide for document storing

Spring 2010

• Member Community Spotlight: Chairman's message, letters to the editor, member news
• The 2010 Home Buying Marketplace: Opening doors for smart buyers
• Five Smart Moves for Home Improvement: How to get the best return on your money
• Member Spotlight: A Taste of Crete; The ingredients of a true success story
• Top 10 Financial Tips: A tear-out page with tips to keep you financially sound

Winter 2010

• Build Wealth with Our Experts' Secrets: Listen in on this important roundtable discussion
• Getting Serious about Saving for Retirement: It's not too late to create your action plan
• How to Sharpen Your Job-Hunting Skills: Take this quiz and give your resumé an edge
• Ten Ways Uncle Sam Can Help You Save: New tax breaks for 2010 can make a real difference
• Hybrid Cars: Separating Fact from Fiction: Soften your environmental impact and save money, too

Fall 2009

• Fees, Fines, Foes and Your Funds: How to cut giant fees down to size
• How to Spot a Scam: What to look out for, so you don’t get taken
• Some Bright Ideas to Help You Manage Debt: Separating the good from the not so good
• "Greening" Tips for Your Business: Create an eco-policy and reap the benefits
• An Rx for Rising Healthcare Costs: Serious talk about healthcare reform and your coverage

Summer 2009

• The Road to Vacation Can Lead to Savings: How to save money mile after mile
• You've Been Accepted: Now that you've made it to college, how do you pay for it?
• Hatching a Plan to Protect Your Nest Egg: To be ready for tomorrow, keep saving today
• Cashing In on the Benefits of Online Bill Pay: Say goodbye to your checkbook
• Affinity Invests in the Flemington Community: Giving back to our neighbors

Spring 2009

• Be A Master Motivator: The right incentives can keep employees happy
• It's in the Cards: Staying on top of your credit cards and your credit rating
• 8est Your Financial IQ: Find out how smart you really are about money
• Good News About Buying Your First Home: Stress-free tips from the pros
• A Cure for Cabin Fever: Come outside and play for $10 or less

Winter 2009

• Your Investment Portfolio: The Basic Tenets of Sound Investing
• Cut the String on Yo-Yo Budgeting: Getting Off the Debt Cycle
• Learning to Love Red Ink: Finding the Right Loan
• Taking Care of Business: Setting SMART Goals
• Rainy Day Reserves: Planning for the Unexpected
• Covering Your Bases: Long Term Care and Life Insurance

Fall 2008

• Surviving a Challenging Economy: A Prudent Approach to Your Balance Sheet
• Increase Your Personal Bottom Line: Changing Your Behavior to Save Money
• Come On Down! Great Opportunities for Car Buyers
• Debt Management: What You Need to Know
• Holiday Shopping: Why Wait Until December?
• Is Your Insurance Expendable? Ways to Save and Stay Covered
• Your Financial Records: How Long Should You Keep Them?

Summer 2008

• Declare Your Independence: How to Make Your Money Work, While You Rest
• Make Your House Stand Out: What To Do in a Soft Market
• Top Ten List: Advice for Successful Entrepreneurs
• A Fabulous Summer Vacation: Get Away Without Breaking the Bank
• Online Scams: How to Protect Yourself
• Your Teen's First Payday: Good Financial Habits Start Early
• Know the Score: Understanding Your Credit Score

Spring 2008

• What Can Affinity Do for You? Membership is a Powerful Thing
• Wipe Away Clutter: Spring Cleaning Your Finances
• Suddenly Single: Managing Finances During Life's Transitions
• Employee Benefits: Evaluating Your Compensation Package
• Expectant Parents: A No-Nonsense Guide
• Your Teen's First Car: Making the Right Choices

Winter 2008

• Time to Refinance? Fixed Rate vs. Adjustable Rate Mortgages
• Auto Insurance Strategies: Shop Around for the Best Rate
• Financial Stress: How to Reduce Debt Stress
• Understanding IRAs: What Plan is Right for You?
• Streamline Your Tax-Filing Routine: Timesaving Tips
• Small Business Tax Strategies

Fall 2007

• Investing 101: Be Prepared with Basic Principles
• Going Green: Doing Your Part
• Business Insurance: Choosing a Plan Wisely
• Enjoying Retirement: Create a Dependable Income
• Tax Tune-Up: Get Ready Now
• Fraud Alert: Beware of Lottery Scams

Summer 2007

• Managing Finances After College
• Defend Yourself Against Identity Theft
• Advice For Newlyweds
• Tips for Starting a Small Business
• Health Savings Account Q&A

Spring 2007

• How to Get the Best Price and Financing on a New Car
• What Women Need to Know About Retirement Planning
• The Frugal Saver's Guide
• Tips for Making Your Retirement Wealth Last

Winter 2006

• Taxes: A Little Planning Goes a Long Way
• New Ideas for Smarter Spending
• Pensions: What You Need to Know About Retirement
• Long-Term Care: Separating Myth from Fact
• How Much House Can You Afford?