Affinity Federal Credit Union
800-325-0808

Checking

Bank Fees Too High?
A recent study by Filene Research Institute found bank customers paid an average of $218 while credit union customers paid an average of $80 in fees. Average annual costs on bank checking accounts are more than twice as high as those on credit union share draft accounts. Open an Affinity checking account and avoid those high bank fees!

Affinity's free checking accounts have all the features you need to manage your money and are insured up to $250,000 by the NCUA, a U.S. Government Agency. Find out more about how your savings are insured.

  Description Benefits Terms  
Affinity Checking Basic checking that earns you dividends with no hidden fees.
  • Ongoing free standard checks if you also have Direct Deposit
  • Online Banking with free Online Bill Pay and Online Statements
  • Optional overdraft protection
  • Affinity OneCard (debit card)
None

Rates

Open an Account

Green Rewards Checking An account that earns you high annual yields while you "go green"
  • Unlimited free checks
  • Tiered rates
  • No fees
  • No minimum balance
  • Online Banking with free Online Bill Pay and Online Statements
  • Affinity OneCard (debit card)
Must use 3 paperless services monthly to qualify1:
  • Pay at least 1 bill per month with Online Bill Pay
  • Use Affinity OneCard to make at least 3 transactions per month
  • Use Online Statements

Rates

Open an Account

Additional Services

  Description  
Affinity OneCard Your Affinity OneCard can be used as an ATM, debit, or Visa check card. It's convenient - use it anywhere Visa is accepted worldwide - and it's safe, thanks to Visa's zero liability policy, which covers you in the case of a stolen card or unauthorized transactions.
  • Accepted anywhere they take Visa
  • Funds come directly from your checking account
  • OneCard activity is clearly described in your detailed monthly statement
  • Verified by Visa, protects your Visa Cards against unauthorized use online

Affinity also offers ATM cards without the debit card features.

Apply now
PrivateLine Overdraft Protection A line of credit that protects you from overdrawing your account. Pay only when you actually use overdraft protection. Log In & Apply now

Check Reorder

Reorder checks online quickly and easily. Order new checks with the same personal information, or log in to Online Banking and visit the Applications & Forms section to order new checks with updated information.

Direct Deposit

Direct Deposit is an easy, automated way to deposit money into your account. Paychecks, pension checks, Social Security, and other kinds of recurring income are eligible. Affinity members enrolled in Direct Deposit are eligible for free standard checks.

Contact your payroll department, Social Security or pension administrator to get started. Make sure you have your account number and Affinity's routing number, 221283512.

Get Started

Request an application, check out our rates, or contact our Member Service Center at 800.325.0808 to get started now. You can also visit any branch to apply or get more information.

1 Minimum balance, opening deposit and minimum to earn stated APY dependant upon tier. If balance falls below the minimum stated for a particular tier, the next lowest tier's rate will apply. Terms subject to change. Free checks restricted to one box per order. To qualify for this account, you must sign up for Affinity Online Statements, make at least one electronic bill payment per month through Affinity's Online Bill Pay service and make three Affinity OneCard transactions (ATM, debit or signature-based) per month from your linked checking account during the calendar month preceding the statement cycle date. If the requirements are not met, the regular Affinity Checking rate will be applied for that statement cycle.


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