Affinity Visa^® Credit Cards

What you see is absolutely positively what you get: low rates, no hidden fees, and no surprises – no bank could ever give you these.

Card Options	Premium Visa® Apply Now	Pure RewardsSM Visa® Apply Now Points have even greater value!
Rate	As low as - APR variable1 Pricing & Terms	As low as - APR variable1 Pricing & Terms
Benefits	No fee for balance transfers and cash advances No penalty rate increases for late payments No annual fee Low variable interest rate Same low rate for all transactions	All the benefits of Affinity Premium Visa, plus valuable rewards2 5,000 bonus points with first purchase Earn 1 point for every dollar you spend Redeem points for travel, gift cards, merchandise, and cash back Travel greater distances for less points No restrictions on travel Points don't expire Earn bonus points when you shop within Affinity's Reward website.

Additional Features

Both Premium Visa and Pure Rewards Visa cards also feature the following benefits:

• Zero Liability:⁴ Protects you if your card is lost or stolen
• Fraud Protection: Real-time monitoring of your account for suspicious transaction activity
• Save on Shopping with Visa: Get special discounts on purchases, auto rentals, hotels, and more
• Purchase Security: Reimbursement for the cost of eligible items purchased with your card in case of theft, damage due to fire, and more
• Online Shopping Security: Activate Verified by Visa® and get an extra layer of protection when you shop online
• Free Concierge Service: Assistance with travel, hotel, restaurant, theater, and sporting event information and reservations anywhere in the world
• Auto Rental Coverage: Excellent coverage for collisions or theft of most rental cars paid for with your card
• Worldwide Travel Accident Insurance: Automatic death and dismemberment coverage when you purchase tickets with your card
• Emergency Cash/Card Replacement: In the event of an emergency, get access to cash and/or a replacement card
• Warranty Manager: Double the manufacturer's warranty coverage on items purchased with your covered Visa card. For eligible warranties of (3) years or less
• Travel and Emergency Assistance: Help with medical, legal, and travel services
• Baggage Delay Coverage: Reimbursement up to $100 per day for (3) days

Apply Now

Get started today - apply online for a Premium Visa^® or Pure Rewards^SM Visa^®! Or, you can always contact our Member Service Center at 800.325.0808 or visit any Affinity branch.

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¹ Rates available to Affinity Members only. APR subject to change at any time without notice. For foreign transactions, the fee is 1.00% of each multiple currency transaction and 0.80% of each single currency transaction in U.S. dollars. Rates quoted are lowest rates for qualified applicants. Rates as displayed are effective when you open your account, based on creditworthiness. After that, your APR will vary with the market based on the Prime Rate. See pricing & terms for additional details.
² See Affinity Rewards program for details.
³ APR=Annual Percentage Rate. Rate available to Affinity Members only. APR subject to change at any time without notice. Rate quoted is at the time you open your account, if you qualify. After that, your APR will vary with the market based on the Prime Rate. See pricing & terms for additional details.
⁴ The Zero Liability policy applies to U.S.-issued cards only; it does not apply to commercial card transactions, ATM transactions or PIN transactions not processed by Visa®. See your Cardholder Agreement for details. Certain restrictions apply.