Affinity Federal Credit Union
800-325-0808
Credit Card Payoff Calculator
Should I Keep or Cancel My High-Rate Card?
Perhaps you're one of the many people who've experienced a rate increase on a bank-issued card and are considering cancelling that card. Be sure and check out these tips to help you decide what's best for you: Keep or Cancel?

Get approved within 24 hours and receive your card in as little as three business days!1

Affinity Visa® credit cards: Low rates...No gimmicks ... No annual fees ... what every Member should expect. Choose the card that best meets your needs:


Affinity Visa® Platinum

Best for: Members who want a low interest card for the flexibility of carrying a balance.
Variable APR
as low as:
2
Apply Now Pricing & Terms
  • No Annual Fee
  • Low fees for late payments / No penalty rate increases
  • No "hidden" charges (for balance transfers, cash advances)
  • Same low rate for all transaction types (purchases, balance transfers, cash advances)

Affinity Visa® Rewards

Best for: Members who want a low interest card with a flexible rewards program.
Variable APR
as low as:
2
Apply Now Pricing & Terms
Features the same benefits as the Affinity Visa® Platinum, plus a FREE rewards program:
  • Flexible rewards: Cash, gift cards, merchandise and travel rewards
  • Earn one point for every dollar you spend
  • Earn 1,000 bonus points with your first purchase!
  • Less restrictions: Earn unlimited points with no expiration date. Redeem travel rewards (including airline tickets) with no blackout dates.3
  • To redeem points, access the Affinity Rewards redemption center online or call 888-659-9879.

Affinity Visa® Platinum & Rewards Cards Feature:

  • Verified by Visa® Security for Online Purchases
  • Purchase Security
  • Universal Acceptance
  • Cardholder Inquiry Service
  • Concierge Service
  • Zero Liability
  • Travel Accident Insurance
  • Emergency Card/Stolen Card Reporting
  • Warranty Manager
  • Travel and Emergency Assistance

Additional Card Services

See what else your Affinity Visa® card has to offer!

  • Online Statements: Receive your Affinity credit card monthly statement online, and view, search and save up to 24 months of statements.
  • Online Limit Increase: Complete our online loan application inside of Online Banking, indicate the limit increase you're interested in - and get an instant decision!
  • Balance Transfers: Transfer the balance of another high interest rate card to your Affinity Visa. Log in to Online Banking and visit the Applications & Forms section to get started.
  • Special Offers: Special discounts on purchases, auto rentals, hotels and more!
  • Secured Online Shopping: Verified by Visa® keeps your accounts and identity safe when shopping online - activate Verified by Visa today.
  • Easy Insurance Claims: Need to file an insurance claim for your Affinity Visa card? Call 1-800-VISA-911 to file a claim for auto rental insurance, travel and emergency assistance, purchase security or warranty manager service.

Affinity Visa® Gift Cards

Affinity Visa® Gift Cards are the smart way to give money. They can be used at any merchant in the world that accepts Visa debit. The recipient benefits from no activation, not having to go to a bank to deposit a check, security and protection if the card is lost or stolen, and the ability to check the balance online.4 It's available in amounts from $10 to $1,000 and can be purchased for just $5.95 at any Affinity branch.


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1 Delivered via expedited shipping. Additional charges will apply.
2 Rates available to Affinity Members only. APR subject to change at any time without notice. Rates quoted are lowest rates for qualified applicants. See pricing & terms for additional detais.
3 See Affinity Rewards program for details.
4 Requires card registration. Additional fees may apply. Details provided upon purchase.

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