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Savings
Affinity has multiple savings options designed to suit your needs, grow your money and earn high dividends. And, they are federally insured up to $250,000 by the NCUA, a U.S. Government Agency. Find out more about how your savings are insured.
| Description | Benefits | Terms | ||
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| Affinity Savings | Our flagship savings account is established automatically with membership |
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| Premium Plus Savings | Your high-balance accounts can earn more without locking up your cash for any period of time |
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| Holiday and Vacation Club Accounts | Automatically deposit an amount you determine from your paycheck to save for vacations, holiday shopping and more |
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| Money Manager | Our powerful, high-yielding money market account |
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| Certificate Accounts | Receive guaranteed earnings on a schedule that fits your needs |
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| Health Savings Account | A federally tax-deductible and tax-free medical savings account |
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| IRA & Coverdell ESA Accumulator | A great account to jumpstart your savings! You can also qualify for great bonus rates:
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| IRA Money Manager | Money market account with steady returns and minimal risk |
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| IRA & Coverdell ESA Certificate Accounts | Guaranteed rate of return with great flexibility |
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Youth Services
From basic savings to asset management, Affinity has the right accounts to help young people get a head start on responsible money management.
Direct Deposit
Direct Deposit is an easy, automated way to deposit money into your account. Paychecks, pension checks, Social Security, and other kinds of recurring income are eligible. Affinity members enrolled in Direct Deposit are eligible for free standard checks.
Contact your payroll department, Social Security or pension administrator to get started. Make sure you have your account number and Affinity's routing number, 221283512.
Get Started
Request an application, check out our rates, or contact our Member Service Center at 800.325.0808 to get started now. You can also visit any branch to apply or get more information.
a Due to Federal Regulation D, there is a limit on the number of electronic transfers you may make each month from your Savings Accounts. During any month, you may not post more than six electronic withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephonic order or instruction, check, draft, debit card, if applicable, or similar order to a third party. There is no limit to the number of in-person withdrawals you may make. Checks/electronic withdrawals/transactions paid in excess of six per month will be charged a $25 fee each.
1 Rates available to Affinity Members only. Fees may reduce earnings on accounts, see fee schedule for details. Rates subject to change after account is opened. Minimum opening deposit and minimum to earn stated APY $100,000.00. If balance falls below $100,000.00, the regular savings rate will apply. Rate not available for business accounts.
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Minimum balance, opening deposit and minimum balance to earn the stated Annual Percentage Yield (APY) depend upon the tier as indicated in rates. If the account balance falls below the minimum stated for a particular tier, the next lowest tier's APY will apply. For example, if an account meets the minimum balance requirements for Tier 2 at the start of the dividend period, but the balance subsequently falls below the minimum balance requirement for Tier 2 during the same dividend period, then the account will earn the stated APY for the corresponding Tier 1 account. If balance falls below the minimum for the lowest tier, there is a $10.00 fee and the regular savings rate will apply.
3 IRA Accumulator, IRA Money Manager & IRA Certificate Accounts are insured by the NCUA up to $250,000.
