Affinity Federal Credit Union
800-325-0808

Youth Services

Good financial habits start young. Affinity is the perfect place for young people to learn how to manage finances with easy to use, free checking and savings accounts.

Youth Accounts Description Benefits Terms  
Savvy Savers Club Children will learn good financial habits and start to build a nest egg with high yields
  • Membership Kit
  • Incentives to save
  • Annual Rewards Program
  • Age 12 & under 1

Rewards Program

Rates

Open an Account

Connect Designed to teach teens the importance of spending and saving wisely
  • No fee savings 1
  • No fee checking or savings 2
  • ATM/debit card
  • Online Banking
  • Eligible for Affinity scholarships
  • Age 13-17
  • $5 minimum in Savings
  • No minimum in Checking

Rates

Open an Account

Student Asset Management For students heading off to college or enrolling to serve in the military. It has everything students need to stay connected to their funds.
  • No fee savings 1
  • No fee checking 2
  • No Affinity fees at any ATM3
  • ATM/debit card
  • Online Banking
  • Age 17-24
  • Must be a high school graduate, college- or military-bound, or currently enrolled as a student in a higher learning institute

Rates

Open an Account

Student Visa® Card An Affinity Student Visa® Card lets you experience the benefits and responsibilities of a credit card account.
  • No annual fee
  • No application fee
  • Low rate of 10.60% variable APR4
  • Same rate for all transactions (purchases, balance transfers, cash advances)
  • Accepted wherever you see the Visa® logo displayed
  • And much more!
  • Age 18-25
  • Must be a high school graduate, college- or military-bound, or currently enrolled as a student in a higher learning institute
  • Must be an Affinity member
  • Apply with a qualified co-signer or have the ability to make payments on your own

Learn more

Apply online

Get Started

Request an application or check out our rates online, or contact our Member Service Center at 800-325-0808 to get started now. You can also visit any branch to apply or get more information.


1 For savings and money market accounts you may make up to six transfers or withdrawals by means of a preauthorized, automatic, or telephonic transfer to another account of yours or to a third party or by check, debit card, or similar order to a third party during any calendar month (or statement cycle of at least four weeks). A preauthorized transfer includes any arrangement with us to pay a third party from your account at (i) a predetermined time; (ii) on a fixed schedule or (iii) upon or written orders including orders received through the automated clearing house (ACH). If the transfer or withdrawal is initiated in person, by mail, or at an ATM then there is no limit on the number of payments that may be made directly to you, directly to us for amounts you owe us, or transfers to other accounts you have with us. Withdrawals by phone are also unlimited if you are requesting that a check be mailed to you.

2Affinity requires that any member under the age of 18 have a parent or legal guardian as joint owner of the checking and savings accounts. Parent or guardian must be a member of Affinity Federal Credit Union prior to the teen's enrollment.

3For non-Affinity ATM transactions, the institution that owns the terminal (or the network) may assess a fee (surcharge) at the time of your transaction, including balance inquiries.

4APR=Annual Percentage Rate. Rate available to Affinity Members only. APR subject to change at any time without notice. Rate quoted is at the time you open your account, if you qualify. After that, your APR will vary with the market based on the Prime Rate. See pricing & terms for additional details.


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