Youth Services

The Savvy Savers Club is for children 12 and under. If the child is already a member of Affinity, a $0.25 deposit is required. If the child is not a member, a regular Affinity Savings Account must also be opened with an initial deposit of $5. On the first day of the month following the 13th birthday, the Savvy Savers Account will be closed and the balance automatically transferred to the child's regular Affinity Savings Account or, if you choose, to an Affinity Connect Account (for children 13–17).

Savvy Savers Rewards

As your Savvy Savers account balance increases, so does the opportunity to receive cash rewards.¹ The following chart shows what you can receive in your first year:

First Year of Membership
Level 1	Balances between $300 - $474	$5
Level 2	Balances between $475 - $599	$10
Level 3	Balances between $600 - $999	$15
Level 4	Balances over $1,000	$25

And, every year thereafter:

Every Year Thereafter
Level 1	Balances that increase $300 - $474 from the year before	$5
Level 2	Balances that increase $475 - $599 from the year before	$10
Level 3	Balances that increase $600 - $999 from the year before	$15
Level 4	Balances that increase $1,000 from the year before	$25

Build on Their Savings with Certificate Accounts

Once the balance in the child's Savvy Savers Account reaches $500.25, he or she can earn even more dividends by transferring $500 to a Certificate Account. To maximize both your dividends and cash award, we suggest you:

• Accumulate $1,000 in the child's Savvy Savers Account before transferring the $500 to a Certificate Account.
• Open a Certificate Account in February after the eligible cash award has been deposited into the account.

1. May change at anytime without notice. Annual percentage yield for this account is . The minimum balance to receive the rewards are outlined in the tables above. Minimum balance to open a Savvy Savers account is $0.25. During any month, you may not post more than six electronic withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephonic order or instruction, check, draft, debit card, if applicable, or similar order to a third party. Rewards are based on account balances reached as of December 31st, and are automatically added to the account by March 1.

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