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Privacy & Disclosures
Privacy Statement
At Affinity, we want you to be pleased with more than just the products and services we offer — we want you to be satisfied with your entire Affinity Experience. Your total satisfaction and trust is our ultimate goal. We recognize that one of the ways we retain your trust is to respect your privacy. To ensure this trust, we protect the information we retain through the many ways we serve you. To further protect your privacy, and in accordance with the Gramm-Leach-Bliley Act and other state and federal laws, we have adopted the following privacy statement:
At Affinity Federal Credit Union, we collect, retain and use information about you so we can better serve your financial needs and maintain account relationships with you. To the extent permitted by law, this information is shared with the Credit Union's owned affiliates in accordance with strict internal standards and confidentiality policies. This allows us to provide you with products and services appropriate to your needs, such as our insurance, brokerage, leasing and financial planning programs.
Information We Collect About You and Disclose to Others
We collect non-public personal information about you from the following sources:
- Information we receive about you on applications or other forms, such as your name, address, Social Security number and income
- Information about your transactions with us, our affiliates, or others, such as your account balance and payment history
- Information we receive from a consumer-reporting agency, such as your credit worthiness and credit history
- We do not disclose any non-public personal information about our members and former members to anyone, except as permitted by law
Parties Who Receive Information from Us
In order that we may offer you competitive products and services, we may disclose all information we collect, as described above, to companies that perform services on our behalf, and to other financial services institutions with which we have joint marketing agreements. We may also disclose information about you under circumstances permitted by law. These disclosures typically include information to process transactions on your behalf, conduct our operations, respond to subpoenas, follow your instructions as you authorize, or to protect the security of our financial records.
In addition to sharing non-public personal information with our affiliates, we may disclose information to the following types of third parties:
- Financial service providers such as those that provide check processing, credit card, ATM and mortgage services
- Non-financial companies, such as consumer reporting agencies
Affinity does not disclose any non-public personal information about our members or former members to anyone, except as permitted by law and already outlined in this privacy statement.
Employee Controls
We restrict access to non-public personal information to those employees who need to know that information to provide products or services to you. We maintain physical, electronic and procedural safeguards that comply with federal regulations to guard your non-public personal information. We require our employees to sign confidentiality agreements to maintain the privacy of your information.
We have established and continually maintain security standards and procedures to help us protect you from unauthorized access to your confidential information, including through the Internet.
Contact Information
Your trust is important to us. If you have any questions regarding our privacy statement, contact us or visit any branch. If you prefer, you may write to:
Compliance Officer
Affinity Federal Credit Union
73 Mountain View Boulevard
Basking Ridge, NJ 07920
